With the arrival of tax season, you might be thinking about getting your finances in order. After all, nearly 70% of Americans have less than $1,000 saved for retirement, and statistically speaking, you might fall into that bucket. But how should you actually start? 1. First, identify your goals: what are they, and when do you want to achieve them? Read More
Financial goals are essential for achieving what you truly value in life. This guide offers practical advice on setting short-term and long-term financial goals, including tips on budgeting, debt reduction, emergency savings, and retirement planning. Start paving the way toward your financial stability today! Read More
Soft credit inquiries, also known as soft pulls, are checks on your credit report that do not affect your credit score. Common instances of soft pulls include when mortgage lenders pre-approve loans, potential employers conduct background checks, or credit card companies assess your eligibility for pre-approved offers. Unlike hard inquiries, which can lower your credit score temporarily, soft pulls are harmless and only visible to you on your credit report. It's important to monitor your credit regularly to ensure accuracy and protect your score. Read More
Financial goals are essential for achieving the things and experiences you truly value. To set and achieve short-term and long-term money goals, start by establishing a solid budget, paying down debt, and creating an emergency fund. For long-term goals, focus on your values, increase retirement savings, and consider downsizing when appropriate. Revising your budget regularly can help ensure your short-term goals support your long-term aspirations. This information is provided for educational purposes only and is not intended as financial advice. Read More
Are you tired of waiting for your hard-earned money? Direct deposit is your golden ticket to an early payday. It also saves you time, shields you from overdrafts, enhances security, and simplifies your savings strategy. Read More
Stay in control of your finances with account alerts. Get notified about important activity on your account, from low balances to large transactions. Discover how to set them up easily and avoid unexpected fees. Your financial security is just a click away. Read More
Disclosures
Must meet membership and account criteria. This information and related links are provided for informational purposes only and as a convenience. Links to external resources do not constitute an endorsement of, or an approval by, BluPeak Credit Union.